Year in Review
The past year has brought a lot of changes for our team here at Penney Financial. We've been quietly working on several upgrades we're excited to share with you. While our mission remains the same — to bring clarity and confidence to your financial life — we’ve made some meaningful upgrades to better serve you.
How Expensive Is Your BIas?
We all have them — but we might not all know what our biases are, or what they’re costing us.
Aligning Actions With Your Goals
A goal without an action plan is a daydream. Whether your end goal is physical fitness or financial health, your actions need to reflect your end goal.
Changing of the guard
The economy appears relatively healthy with US consumers – the backbone of our economy – showing resiliency despite inflation and higher rates over the past few years. Fortunately, we have now had 20 months of year-over-year wage growth exceeding inflation (real wage growth), so from many perspectives, the economy looks to be in decent shape as we begin 2025. As indicated from the jobs report on January 10, the labor market continues to be strong in the face of higher rates. Companies – by and large - are simply still growing and hiring.