Life + Wealth Insights: Part Two
Vanguard's research suggests that following its Advisor Alpha framework can add up to, or even exceed, 3% in net returns.
That doesn't mean an advisor will outperform the market by 3% next year. It doesn't mean every client will receive 3%. And it certainly doesn't mean an advisor can predict the future.
It means there are many places throughout your financial life where good advice can potentially improve your outcome:
A better portfolio. A better tax strategy. A better withdrawal strategy. A better financial plan.
And, perhaps most importantly, better decisions when it matters most.
Timing the Market vs. Time in the Market
For those without a crystal ball, timing the market is an exercise in frustration and futility. Invest in quality. Diversify in a way that makes sense for your objectives. Stay the course.
How Expensive Is Your BIas?
We all have them — but we might not all know what our biases are, or what they’re costing us.